# Fixed Term Loan Hooks The fixed term loan hooks template is identical to the access control hooks template with one additional feature - the borrower can define a timestamp before which the market is considered a "closed term" loan, where withdrawals are disallowed. This expiry time can be reduced but can not be set to a later date after deployment. ## `onCreateMarket` When deploying a market, the borrower must provide an ABI encoded timestamp for the market's `fixedTermEndTime` in the `hooksData` field of `HooksFactory.deployMarket` or `HooksFactory.deployMarketAndHooks`. This time cannot be in the past and can not be more than one year in the future. They can optionally provide a minimum deposit amount by setting `hooksData` to the ABI encoded tuple `(fixedTermEndTime, minimumDeposit)`. The `onQueueWithdrawal` hook will always be enabled, but will only require access if the borrower's provided config had `useOnQueueWithdrawal` enabled, which will also affect the transfer and deposit hooks in the same way as `AccessControlHooks`. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.wildcat.finance/technical-overview/security-developer-dives/hooks/fixed-term-loan-hooks.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.